Build Your Budget Management Skills
Access practical guides, templates, and resources designed to help you understand budget reduction strategies and make informed financial decisions.
Get StartedWhat You'll Find in Our Library
We've put together materials that actually get used. Not just theory — these are the worksheets, checklists, and planning tools we wish we'd had when starting out.
Budget Worksheets
Downloadable templates for tracking expenses, setting priorities, and mapping out your reduction strategy. Tested with families and small businesses across Australia.
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Reduction Frameworks
Step-by-step approaches to identifying savings opportunities. Real examples from 2024 show what worked and what didn't — so you can skip the trial and error phase.
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Practical Scenarios
Walk through decision-making exercises based on situations we see regularly. You'll look at trade-offs, timing considerations, and how different cuts affect different areas of your budget.
Explore ScenariosEverything's Ready to Download
No logins required, no email lists to join. Just click and save. We update these materials quarterly based on feedback, so the March 2025 version includes refinements that came from actual users.
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Excel and PDF formats work with whatever tools you're already using
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Templates are fully editable — adjust categories and formulas to match your situation
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Mobile-friendly PDFs let you reference guides on your phone when you're at the shops
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Regular updates add new scenarios and address questions from the community
47
Templates Available
12
Case Studies
6
Video Walkthroughs
Available Formats
Follow a Path That Makes Sense
You can jump around if you want, but we've found people do better when they follow a sequence. Start where it matches your current situation.
Foundations Track
4-6 weeks
For people who are just starting to think about cutting costs. We cover basic tracking, understanding your spending patterns, and spotting quick wins.
- Setting up your first tracking system
- Identifying your biggest expense categories
- Finding reduction opportunities you can action this month
- Building a sustainable tracking habit
Strategic Planning
6-8 weeks
You've got the basics down and want to dig deeper. This covers prioritisation frameworks, making tough trade-offs, and creating a comprehensive reduction plan.
- Developing criteria for what to cut first
- Analysing long-term vs short-term impacts
- Creating contingency plans for different scenarios
- Communicating budget changes to stakeholders
Household Budgeting
Self-paced
Specific to families and households. Covers things like involving kids in budget discussions, balancing quality of life with spending cuts, and managing shared expenses.
- Tools for tracking multiple family members
- Negotiating spending priorities as a household
- Teaching budget awareness to children
- Planning for irregular household expenses
Small Business Focus
Self-paced
Tailored for sole traders and small business owners in Australia. Addresses GST considerations, separating personal and business expenses, and maintaining service quality during cuts.
- Business expense categorisation templates
- Evaluating supplier contracts and alternatives
- Balancing cost reduction with customer experience
- Cash flow projection during transition periods
Questions About the Materials?
If something's unclear or you're looking for a specific resource we don't have listed, let us know. We add new materials based on what people actually need.
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